e-Crime

A Thomas Miller Specialty e-Crime policy responds to the specific threat of theft of own, first party, funds due to insured commercial crime activity. It has specific language to respond to social engineering threats referred to above. 

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e-Crime Cover

We welcome enquiries from all brokers and underwrite most business sectors.  Upon underwriting assessment, the following range of risks can be insured:

Insured Losses 

  • theft of the money, tangible securities, property or funds of the insured by any employee or by any third party, or by any employee acting in collusion with any third party;
  • criminal damage of money, tangible securities, as a direct result of robbery or safe burglary;
  • theft of the money, tangible securities, property or funds of any client, for which the insured is legally liable by any employee or by any third party, or by any employee acting in collusion with any third party.

 Insured Costs

  • defending a claim first brought against the insured during the period of insurance by a client to establish liability for a loss covered by this policy;
  • repairing or replacing a safe or vault damaged as a result of a theft or safe burglary giving rise to a loss covered by this policy;
  • reconstituting data lost as a result of a theft, computer fraud or computer violation giving rise to a loss covered by this policy;
  • establishing the extent of a loss, provided the loss to which such costs relate is covered under this policy;
  • replacement or repair cost to property as a direct result of robbery or safe burglary giving rise to a loss covered by this policy.

 Download our Policy Wording here

Get in touch

To find out more or to get a quotation, please contact our Cyber Risk & e-Crime Underwriters.

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