e-Crime Insurance

If you talk to business executives today you will discover that many, if not all, have experience of third parties trying to defraud them of money by criminal means. Typical examples include the presentation of false invoices or impersonation of innocent senior executives giving fraudulent written remittance instructions. 

This type of crime is often misinterpreted incorrectly as Cyber Crime, which it is not. There is no intrusion of an insured network or hack of any system to acquire information. Only some simple Web or telephone research is required into the names of staff in a mid-level finance function or executive team. These are often referred to as social engineering frauds.

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Thomas Miller Specialty has developed a new insurance product in association with QBE to respond to the specific threat of theft of own, first party, funds due to insured commercial crime activity. It has specific language to respond to social engineering threats referred to above.  

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To find out more or to get a quotation, please contact our Cyber Risk & e-Crime Underwriters.

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